Teradata and FICO have partnered to deliver an AI-powered fraud detection solution specifically designed for real-time payments (RTP), addressing the surge in fraud risks accompanying the rapid adoption of instant payment platforms like Zelle, Venmo, CashApp, and FedNow. This solution combines FICO® Falcon® Fraud Manager’s advanced consortium data and neural network models with Teradata’s enterprise-scale AI, predictive, and prescriptive analytics. Together, they provide a holistic, real-time view of customer transactional activity, enabling best-in-class fraud prevention for payments such as P2P, B2C, and ACH. The integrated system supports anomaly detection across the entire payment journey.

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