Smartphone Based Usage Based Insurance (UBI) Solution Sasken Solution Scope Development of end-to-end solution including smartphone client, telematics platform and portal to collect, analyze and record driving patterns and score drivers. Solution Enables usage of a smart phone sensors to collect driving data Uses statistical methods – smoothing, low pass lters, noise reduction for event detection (hard braking, hard acceleration, cornering) and scoring Supports Telematics data platform and portal Integrated with underwriter systems Overall dashboard for all registered drivers Score and trip reporting for recorded trips Recording of trip parameters of hard barking, hard acceleration, cornering, etc. Impact Helps the insurance carriers to better assess the risk of the drivers Cost eective

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