Shelby Savings Bank Overdraft Privilege © 2011 John M. Floyd & Associates, Inc. J|M|F|A® is a registered trademark of John M. Floyd & Associates, Inc. 125 N. Burnet Drive, Baytown, Texas 77520 800-809-2307, Fax 281-424-8864 www.JMFA.com Study About Shelby Savings Bank, located in Center, Texas, was established in 1982, when several local businessmen decided the community needed an additional bank to help the area continue to grow. Since t

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