1 ZK – THE SIMPLEST WAY TO MAKE WEB APPLICATIONS RICH CASE STUDY “Server-centric architecture allows fast development ” SEB Estonia SEB is the second largest commercial bank in Estonia, offering a complete range of services for private individuals, companies and institutions. The bank serves 800,000 customers through 38 branch offices, Internet and telephone. The bank is fully owned by SEB Group and operates in Estonia under the SEB brand name since 2008. SEB ’s success builds on innovative thinking, an international presence and strong, long-term relationships. We focus on companies and private customers with exacting requirements. And we promise them an enriching relationship. SEB changes constantly to adapt to new times, markets and

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