WHITE PAPER Payments on your terms The financial professional’s guide to the modern payments landscape billtrust.com/products/payments/Executive summary 3 Introduction 4 The ever-widening payment landscape 5 The straight-through-processing challenge in B2B payments 8 Summarizing the challenges 9 Rebalancing the A/P to A/R power dynamic 10 Deciding on your terms 11 Business Payments Network: The end-to-end solution 14 Conclusions and recommendations 17 ContentsExecutive summary Your buyers have reasons to rejoice. A/P providers issue credit cards to buyers and offer rebates on payments, then they pressure suppliers to accept them. The high interchange fees associated with cards increase the cost of acceptance for suppliers. The payments themselves take 5.5 minutes to apply on averag

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