Executive Summary Airvantage, headquartered in South Africa, provides cellular telecommunication in over a dozen countries across Africa and the Americas. They offer leading-edge financial products and services which enable Airvantage customers to maintain and extend profitable relationships with their subscribers building loyalty and decreasing churn. The Airvantage Prepaid Airtime Advance System (PAS) gives Mobile Network Operators the ability to advance airtime, data or mobile money to their subscribers. PAS uses AI to deliver proprietary profiling and a dynamic rules engine for flexible advancing, revenue maximisation, and customer loyalty. Challenges When a subscriber uses PAS, Airvantage creates a behavioural risk score. Prior to using H2O Driverless AI, PAS executed a se

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