Case Study

Landbank - measuring arrears, loans at risk, loans at legal and delinquent loans.

Landbank - measuring arrears, loans at risk, loans at legal and delinquent loans.

Pages 3 Pages

Landbank Overview Land Bank is the largest agri-?nancing institution in South Africa. It is a para- statal company with its Head O?ce in Pretoria and has 27 branches spread across the country. The bank employs about 1,000 people in the Head O?ce and branches. The bank had been coming under extreme pressure from some of the major commercial banks, such as ABSA, Nedbank and Standard Bank, who had also started investing in agricultural ?nancing. As a result the Retail loan book was decreasing as clients were moving their loans to other commercial banks. Arrears were also increasing at a rate faster than new loans were being processed and the overall result of this was that the loan book was decreasing. The Programme The project designed to arrest these problems was structured into 3 phases;

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