Why we use C2FO • We get the money at a great rate that’s better than we can get from outside financing • Helps us keep moving forward by funding upcoming purchase orders • The rates factoring companies charge are just really expensive Klub Nico is a brand of Ipanema, Inc. a Northern California-based company founded by Kelley A. Lehner in 2005. She seeks to provide the modern woman with footwear that converges unique style, comfort and

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