Case Study
Credit Decisions in the Subprime Market
The Target In September 2008, a retail bank in the subprime market embarked on a project to make its IT infrastructure capable of accommodating its ambitious growth plans. One key objective of the project was to consolidate and automate the credit decisioning process, while keeping the credit decision system flexible and expandable. The Catalyst and the Challenges Automation of credit decisioning in the subprime market presents its own con