company: !!! Carter Bank & Trust location: !! ! Martinsville, VA employees: !!! 1,100 industry:!! ! Banking and Finance Optimum Products: !! Payroll and Human Resources the situation Carter Bank & Trust was processing payroll for their 128 locations and 3 FEIN's on a mainframe computer. Payroll was completed through a long, inef?cient process that consisted of multiple department's time and effort. The staff had to manually key-in and verify

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