© 2020 Fair Isaac Corporation. All rights reserved. Decision Management Decisioning ANZ New Zealand Leading New Zealand bank pioneers explainable machine learning models to assess credit risk CASE STUDY “As a leader in technology innovation, ANZ wanted to determine if robust machine learning techniques could have a significant impact on our credit risk decisions. This proof of concept with FICO showed that there is a lot to be gained from leveraging these models across our portfolios.” Vimit Kapoor Head of Retail Models, New Zealand, ANZ Use advanced technologies to make better decisions about risk. ANZ New Zealand analyzed the use of machine learning (ML) in credit risk and found that ML models resulted in a larger lift than its traditional models FICO ® Predictive Analytics from

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