CASE STUDY Analyzing diverse valuation reports for a major UK-based retail and commercial bank RISK-WEIGHTED ASSETS The bank needed to develop the capability to analyze the composition of real estate collateral supporting its SME lending portfolio. Although collateral went through a robust assessment as part of the lending approval process, very few details were captured in a structured format. For each real estate asset pledged as collateral, the bank typically had a valuation report provided by a third-party surveyor. These valuation reports varied significantly in terms of format, but largely contained the key information that the bank needed to analyze. By extracting the information within the valuation reports and organizing it in a structured format, the bank could analy

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