Executive Summary Based in Asunción, Paraguay, Visión Banco provides financial services to small and micro-sized companies in its home country. The bank offers credit card services, remittances, utility and tax collection services, pension plan contribution plans, and payment transfer services. Data scientists at Visión Banco were performing business intelligence using traditional techniques, such as dimensional modelling and moving data to a warehouse using extract, transform, and load (ETL). The team knew it needed to expand its services and offers to customers, easily determine credit risks, and do so with accuracy and speed. It also wanted to enhance its practices by implementing predictive analytics, such as to predict customer payment default or churn. Challenges In orde

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