Confidential and Proprietary 1 Case Study ...KS Risk Separation lift over client existing solution on booked population score ...additional approved population lift over client existing solution score with custom score – while maintaining bad rate Challenge o Started as a data append opportunity and a Loan Origination System challenge o Interested in improving Risk Identification, reducing No Hit/Thin files and streamlining deal structure (optimizing loan amount, APR, payment in line with ability to pay) process. o Wanted to automate as much of their underwriting process as possible to save time, reduce or eliminate manual reviews Solution +29% +11% Results A Deep Sub-Prime Auto Lender o Developed a unique configurable alternative data (4 sources) scorecard

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