Back gr ound on 5P oint Cr edit Union 5P oint was f ounded in 1935 and is no w one of t he lar gest independent, not -f or -pr ofit financial institutions in Sout heast T e xas, committ ed t o pr o viding financial oppor tunities t o t he har dw orking f amilies in it s ar ea. R easons f or Choosing AI-Driv en Lending Wit h Zest 5P oint want ed t o sa y y es t o mor e v ehicle applications wit hout adding risk. It want ed f ast er and mor e consist ent decisions in it s dir ect and indir ect channels. Speed-t o-v alue was impor tant. Zest was able t o get 5P oint ’ s new aut o model implement ed in one mont h. z e s t a i c a s e s t u d y 5 P o i n t C U A u t o m o d e l R esult s 5P oint w ork ed wit h Zest t o build an AI-driv en v ehicle under writing model wit h 10x mor e

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