This whitepaper explains how the EU Digital Operational Resilience Act requires financial institutions to strengthen their ability to withstand and recover from ICT disruptions, with API security and posture governance playing a central role. Because APIs underpin payments, open banking, and third-party integrations, weaknesses such as exposed endpoints, weak authentication, and unmanaged shadow or zombie APIs create significant operational and compliance risks. DORA mandates continuous ICT risk management, incident reporting, resilience testing, third-party oversight, and operational continuity, all of which depend on strong visibility into API ecosystems. The paper argues that continuous API discovery, real-time monitoring, risk prioritization, and consistent policy enforcement are essen

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