Passwords remain the most common authentication method yet cause 87% of breaches, making them a top target for attackers. While passwordless options like passkeys, biometrics, and FIDO2 are growing, legacy systems, inconsistent readiness, regulations, and workforce resistance slow adoption. CyberArk recommends a phased strategy, using Workforce Password Management as a bridge to secure credentials, simplify logins, and build comfort for users. Pairing passwordless with continuous identity assurance, adaptive MFA, and AI-driven threat detection ensures stronger protection. The path forward is not just passwordless but password-smart, balancing security, usability, and modernization.

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