This Nagarro whitepaper explains how banks can modernize core operations with managed API banking. APIs enable open banking, innovation, and agility but require proper management to unlock value. Key levers include treating APIs as products, improving developer experience, automating processes, and using modern tools like microservices and monitoring platforms. Benefits include faster service delivery, lower costs, compliance efficiency, and stronger customer loyalty. The paper also highlights opportunities in Islamic banking, where APIs can support Shariah-compliant digital services. Managed API ecosystems help banks scale, innovate, and compete in a rapidly evolving financial landscape.

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