The FIS white paper outlines how to plan and launch a modern instant payment infrastructure. It highlights the need for collaboration among banks, regulators, and end-users, treating implementation as a community project. Instant payments offer real-time fund transfers, improve cash flow, and enhance user experience across use cases like P2P, POS, invoicing, B2B, and government disbursements. Key success factors include clear use-case prioritization, phased rollouts, stakeholder engagement, and broad network reach. A strategic, user-focused launch with minimal barriers is essential to drive adoption and maximize economic impact.

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