This white paper examines API security and compliance, stressing both implicit and explicit requirements for protecting sensitive data. APIs expose critical business functions, making them prime targets for breaches if poorly secured . Explicit obligations stem from regulations like GDPR, HIPAA, and PCI DSS, mandating encryption, access control, and auditability. Implicit requirements involve protecting brand trust, ensuring data minimization, and aligning with zero-trust principles . The paper highlights common pitfalls such as over-permissioned tokens, weak authentication, and insufficient monitoring. A compliance-driven API security strategy integrates least-privilege access, strong identity management, and continuous validation to safeguard operations and meet evolving regulatory deman

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