This white paper presents adaptive authentication as a dynamic solution to balance security and user experience. It explains how contextual factors—device, location, behavior—determine the level of authentication required, minimizing friction for low-risk users while adding layers for suspicious activity. The paper contrasts static MFA with adaptive approaches, showing how real-time risk analysis reduces fraud while supporting seamless access. It outlines deployment in banking, government, and enterprise sectors, highlighting compliance with PSD2, PSD3, and other regulations. Adaptive authentication is positioned as a cornerstone of modern digital trust frameworks.

Join for free to read