PTO Exchange partners with Businessolver through the Pinnacle Partner Program to give employees flexible options for using unused vacation time in ways that meet their personal and financial needs. Integrated with Benefitsolver, the platform lets employees convert PTO into 401(k) or HSA contributions, student loan or tuition payments, 529 reimbursements, cash for emergencies, charitable donations, travel, or Life Planning Accounts. This flexibility supports a multi-generational workforce with diverse needs while helping employers transform benefits without increasing costs. The solution reduces financial liability for employers and empowers employees with greater control and wellness-focused choices.

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