The rapid rise of fintech usage has expanded the digital attack surface, making account takeover attacks more profitable and frequent. Fraudsters use tactics like social engineering, credential stuffing, account enumeration, and validation attempts to steal personal information and compromise accounts. These incidents can severely impact both individuals and their organizations. To reduce the likelihood of successful takeovers, organizations need insights into credential management issues, login patterns, MFA enrollment, and training performance, enabling targeted interventions and stronger identity protection.

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