This brief outlines how ACI Connetic and Red Hat OpenShift modernize mission-critical payment systems for banks. Financial institutions face growing digital payment volumes, regulatory pressure, and aging infrastructure. The joint solution provides a cloud-native, microservices-based architecture supporting ISO-20022, unified payment processing, fraud prevention, AI integration, and multicloud deployment. Red Hat enables containerization, DevOps, automation, and hybrid management, while ACI brings decades of payments expertise. The result is improved scalability, resilience, compliance, and operational efficiency—helping banks innovate without replacing core systems outright.

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