Visa’s study shows debit cards are the top funding method for crypto, favored for speed and convenience, with younger owners twice as likely to use cards over bank transfers. Nearly one-third report delays in funding, causing missed buying opportunities, highlighting the need for real-time payments. If enabled, 93% would send money to family and friends, 79% would send funds internationally, and 78% would trade more. Debit card users are also more active, trading monthly, setting up recurring purchases, and planning to buy more crypto, making seamless, instant payments critical for trust and growth.

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