HFS Research's Horizons Report, "The Best Service Providers for Commercial Banks 2025," highlights the critical need for commercial banks to significantly enhance their digital capabilities to meet the complex B2B demands of SMEs and corporate clients. The report emphasizes that successful digital transformation in commercial banking extends beyond superficial apps, requiring a strategic balance between foundational platform solutions and custom builds. This modernization is essential for achieving comprehensive 360-degree visibility of working capital and enabling real-time operations. The document underscores the pivotal role of expert service provider partners in facilitating this future reality for banks striving to remain competitive and responsive in a rapidly evolving financial land

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