The February 2022 Aite-Novarica Group report on Market Trends in Fraud for 2022 and Beyond examines evolving attack patterns and the rise of “citizen fraudsters” alongside organized criminals. It reviews pre- and post-pandemic shifts in fraudster prevalence and competency, growth rates in fraud losses by type, channel, and forensic pattern, and the most concerning payment fraud and attack modes for executives. The study outlines projected fraud trajectories, investment priorities, and the need for adaptive strategies, emphasizing collaboration, advanced analytics, and targeted prevention to combat increasingly sophisticated threats.

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