The July 2025 Datos Insights report emphasizes that as fraud threats evolve rapidly—driven by AI and digital complexity—collaborative data exchange is the next frontier in fraud prevention. Financial institutions recognize the critical value of sharing fraud intelligence, particularly for combating money mule activity. However, challenges like regulatory barriers, especially Fair Credit Reporting Act compliance fears, and legacy tech limit progress. The report advocates for secure, privacy-conscious frameworks and highlights that institutions prefer models requiring contribution over passive data use. Coordinated industry efforts are essential to stay ahead of sophisticated fraud schemes.

Join for free to read