PCI DSS 4.0 is the latest version of the Payment Card Industry Data Security Standard, created to protect payment card data from major card brands as cyber threats grow more advanced. Developed by the PCI Security Standards Council, this update builds on earlier versions and incorporates insights from security experts, regulators, and industry stakeholders. Organizations handling cardholder data must adopt stricter controls, maintain continuous security, and meet updated validation requirements. Staying compliant with PCI DSS 4.0 is essential for reducing risk, improving security maturity, and safeguarding sensitive payment information.

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