Truck drivers face risks from accidents, theft, and delays, making insurance essential for protection and compliance. Two main types are required: commercial auto liability insurance (covering injuries, property damage, and required by FMCSA with $750K–$5M in coverage, often $1M+) and cargo insurance (protecting against lost or damaged loads, often required by brokers). Proper coverage not only prevents devastating financial losses but also builds trust with shippers. DAT partners with Marquee Insurance Group (specialists offering fast, flexible trucking coverage) and Loadsure (pay-as-you-go, AI-priced cargo insurance) to provide affordable, reliable protection without rigid contracts.

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