The top 16 digital transformation trends in insurance for 2022 highlight the emergence of new insurance models, multi-channel distribution, microinsurance, and increased use of AI, automation, and blockchain. Insurers will focus on replacing manual processes with digital ones, tapping into new markets, and fostering collaborations between traditional and digital insurers. The rise of wearable devices, social media for risk management, and client-centric business models will further drive the industry forward.

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