Building owners face rising pressure to upgrade energy efficiency as tenants demand smarter, digitized spaces and regulations tighten. With over 80% of buildings predating modern standards, many risk losing value without retrofits. Energy-efficient, digitally enabled buildings cut costs, meet climate targets, and adapt to hybrid work, but upgrades require major investment—estimated at up to 10% of construction GDP in some regions. Flexible financing solutions are unlocking “frozen” capital, enabling owners to spread costs and accelerate adoption. Smart finance is thus vital to prevent assets from becoming obsolete while driving sustainability and competitiveness.

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