This guide introduces UKG’s approach to Earned Wage Access (EWA), helping employees access earned pay before payday to reduce financial stress. It cites that 80% of workers would use EWA if available, linking financial well-being to productivity. UKG Wallet™ extends EWA with budgeting tools, retail discounts, and instant pay transfers through a Visa card. Offered at no cost to employers, it boosts engagement, retention, and trust, positioning UKG as a leader in workforce financial empowerment and wellness innovation.

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