Case Study

Turning Stress Testing Into A Competitive Advantage

Turning Stress Testing Into A Competitive Advantage

Background Beginning In 2011, regular annual stress testing exercises began for large financial institutions within the United States. Regulators worked each year to update the process to make it more useful for banks, in terms of capital planning and overall risk management. T o accomplish this, regulators collaborated with banks to modify and enhance scenarios as well as the information required in the regulatory submissions. Given t

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