CASE STUDY THE CLIENT The National Bank of Fujairah (NBF) is a full-service corporate bank with strong wholesale banking, treasury and trade finance expertise as well as an expanding suite of personal banking options. NBF has a branch network of 14 locations across the UAE, and are especially committed to the support of industries ranging from oil and shipping to services, manufacturing, construction, education and healthcare. THE PROBLEM NBF was operating on an in-house built core banking system until 2007, when it migrated to Temenos T24 R6. After many months of teething problems and workflow adjustments, the bank settled down with the new system at the end of 2008. By 2012, functional and technical limitations were presenting a problem. The core banking platform was not well-

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