Surveying the Indian Gold Loan Market • Cognizant 20-20 Insights Executive Summary Gold has long been a valued commodity, particu- larly in India where it is considered auspicious, and has been in use for centuries in the form of jewelry, coins and other assets. Though gold is a highly liquid asset, it wasn’t until recently that consumers leveraged it effectively to meet their liquidity needs. Lenders provide loans by securing gold assets a

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