Sunriver Resort in central Oregon replaced paper reimbursement checks to save AP time, reduce executive approval overhead, and avoid storing bank account data. Working with U.S. Bank, it adopted Disbursements via Zelle®, which uses only a mobile number or email to send instant deposits—eliminating check printing/mailing and ACH account collection. Piloted with traveling managers, adoption spread across staff. Zelle volume grew from ~$66K (2021) to $712K (2024), with 39 employees reimbursed digitally. Results: faster, on-the-go payments, lower costs, fewer office trips, and improved security.

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