Italian bank Credem partnered with Net Studio and Thales to launch Avvera, a new mortgage and personal loan brand requiring a secure, flexible IAM infrastructure. Thales’ OneWelcome Identity Platform provided identity-as-a-service capabilities, including delegation management, consent control, and multi-level user hierarchies. The system enables partners to register, authenticate via SAML federation, and manage users independently while ensuring regulatory compliance. The solution supports B2B2C sales, allowing brokers to serve consumers seamlessly and monitor commissions. This partnership delivered a scalable, privacy-compliant, and efficient platform, empowering Avvera to expand its digital financial services securely.

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