A major corporate and commercial cyber insurance provider uses SecurityScorecard as a primary tool to evaluate applicants and make early green light or red light underwriting decisions. Underwriters must check an applicant’s SecurityScorecard rating before engaging with brokers; if the rating is a C or lower, the provider declines to avoid assuming risk. The platform helps the insurer assess risk without directly engaging the client, review up to a year of historical trends to avoid one-point-in-time decisions, and have more proactive conversations to clarify issues (for example, outdated systems). The result is faster, smarter underwriting with no relevant claims or losses reported.

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