Open APIs and the future of payments Market commentary Technology and customer expectations have come together to create an unstoppable momentum towards open APIs. This seismic industry shift has given financial institutions (FIs) the ultimate opportunity — to ride the wave of API innovation and achieve payment modernization. As a result, FIs are now empowered to become platforms, single panes of glass connecting their customers to the latest and greatest tools in in financial technology. In the not so distant future, the majority of customers will utilize account information to make and manage payments through third-party applications that integrate with their banking experiences. This seamless and frictionless customer experience will be achieved solely through th

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