Founded in 1981, Heartland Financial USA, Inc. is a $5.7 billion multi-bank hold- ing company centered out of Dubuque, Iowa. As one of the top 100 bank holding companies in the nation, Heartland delivers high-quality financial products and ser - vice to clients in the Midwestern, Southwestern, and Western United States with 10 independently chartered banks serving more than 60 communities from 81 banking locations. With a goal of doubling in

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