nCino Incentive Compensation provides Guaranteed Rate—a top U.S. mortgage lender—with a scalable, automated platform for managing complex commission structures across 5,000+ employees. Replacing spreadsheets and generic tools, nCino delivers real-time, accurate payouts integrated with Guaranteed Rate’s LOS (like Encompass and Empower). It supports varied pay schedules, tiered and conditional logic, and customizable fields tailored to the mortgage industry. Commission statements populate within 30 minutes of loan funding, increasing transparency and efficiency. The system also automates referral bonuses, audit trails, and reporting—critical for scaling compensation as the company grows.

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