Case Study

Fixed Rate Loan Restructure - Rochdale Boroughwide Housing (RBH)

Fixed Rate Loan Restructure - Rochdale Boroughwide Housing (RBH)

Case Study This re-structuring has significantly lowered RBH’s interest costs. This puts the society in a much stronger position to deliver regeneration in Rochdale town centre over the next 10 years. Nickie Hallard, Director of Resources and Deputy Chief Executive A different perspective Objective Analysis undertaken by DTP as part of the annual treasury strategy report showed that RBH was over hedged in the three years ended March 2021. It therefore had potential to save money by reducing the amount currently fixed and extending the term of some of the existing fixed rate loans to 2025. What we did We prepared a report for the board that provided a range of alternative scenarios based on the hedging capacity of the business plan for the client to select the most appropriate solu

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