1 EPAM’s solution for Citi: Transforming the entire branch experience EPAM’S SOLUTION FOR CITI: TRANSFORMING THE ENTIRE BRANCH EXPERIENCE What do you do when you are one of the largest banks in the world and you want to transform your entire branch experience, both for your customer and for yourself? You turn to EPAM to help create an omnichannel, customer-centric, digitally enhanced banking experience. EPAM has the deep expertise needed to help financial institutions mobilize their customers’ banking experience. We do so by developing digital banking platforms that allow customers to interact and transact with their banks through multiple digital and physical channels. We’re the go-to partner to help your banking business evolve. And that’s precisely why Citi named the CitiCo

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