Case Study Elevate implement OpenBankVision In the UK, their consumer brand, Sunny, provides lending solutions from £100 to £5000, with a commitment to transparency, fairness, and flexibility. Elevate’s business was built with fair lending practices at its heart and founded on principles that have since become mandatory for the sector. They have a 20% operating cap on profits to minimise the interest that customers pay, encourage early repayment and offer flexible repayment schemes. They have never charged fees and give customers five days to change their mind and return the loan, without paying a penny in interest. Elevate invests significantly in underwriting, technology, data science, and advanced analytics to enable them to provide loans to sub-prime consumers who are oft

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