It all started with fire insurance. When the “All - gemeine Brandversicherungsanstalt“ (General Fire Insurance Company) was founded in 1811, a company was born that would join the ranks of leading fire insurance providers. In particular, the “Versicherungskammer Bayern” is closely lin- ked with the genesis of the insurance industry in Bavaria and the Palatinate, where it is meanwhile the market leader. Since its inception, the tradi- tional

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