CUSTOMER REFERENCE Customer Profile Kredi Kayit Bürosu (KKB), Turkey’s first and the only credit bureau, was founded on April 11, 1995 as a partnership between nine leading banks. KKB is an integral part of the Turkish economy, and is responsible for providing domestic credit ratings, credit risk management solutions, and now, products for the real industry. Undergoing rapid growth since 2012, KKB has expanded to 180 member institutions— all while continuing to innovate as a domestic vanguard. New Challenges • Membership expansion to 180 institutions • More than 2 million end customers • Required regulatory speed • The birth of a new domestic industry • Digitalization of manual processes Software AG Solutions Digital Business Platform: • Process Transformation powered by ARIS •

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