A leading European cooperative bank with €38.1 billion in revenue, 15,000 employees, over 1.3 million end users, and 1.5 million cards deployed XTN Cognitive Security Platform® to break down fraud silos through an integrated omnichannel approach. Combining Smart Fraud Protection and Smart App Protection, XTN utilized behavioral analysis to safeguard card transactions, online banking, and mobile/web apps in real-time. This scalable solution enhanced security, streamlined fraud detection, and replaced outdated systems—enabling the bank to protect its diverse financial products while supporting sustainable growth.

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