Considerations for fairly and Transparently expanding access to credit
Considerations for fairly and Transparently expanding access to credit
29 PagesMachine Learning: Considerations for Fairly and Transparently Expanding Access to Credit BLDS LLC, Discover Financial Services, and H2O.ai July 2020: 1 st Editionby BLDS LLC, Discover Financial Services, and H2O.ai Published by H2O.ai, Inc. 2307 Leghorn St. Mountain View, CA 94043 July 2020: 1 st Edition All copyrights belong to their respective owners. While every precaution has been taken in the preparation of this book, the publisher and authors assume no responsibility for errors or omissions, or for damages resulting from the use of the information contained herein. Printed in the United States of America.Contents 1 Introduction 4 2 Bene ts of Machine Learning 5 3 De nitions 7 3.1 Discrimination: Protected Classes and Legal Standards . . . . 7 3.2 Explanation, Interpretable Models, an
