California Investor-Owned Utilities: On-Bill Financing Evaluation - Cadmus Cadmus applies industry expertise and 30 years in energy-efficiency program evaluation to provide guidance to California’s investor-owned utility financing programs. California has long been a leader in energy efficiency—the state ranks among the lowest in per capita energy use in the United States. By developing and administering energy policy and programs to serve the public interest and comply with the state’s statutory mandates, the California Public Utility Commission (CPUC) Energy Division promotes a sustainable energy future for the people of California. Challenge: Since 2005, the CPUC has been interested in expanding the availability of financing to enhance the energy-efficiency programs offered in Californ

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